Long Beach's Local Payment Specialist

Stop Losing Money
On Card Processing We make it right.

Most Long Beach businesses are overpaying their processor by 30–50% and have no idea. We do a free analysis, show you the exact savings, and switch you over at absolutely zero cost.

Calculate My Savings β†’ Get Free Analysis β†’
$0
Cost to switch
$6K+
Avg annual savings
24hr
Analysis turnaround
Local
Long Beach based
FREE RATE ANALYSIS
βœ“ COMPLETED
🍽️
Seaside Grill LB
Restaurant Β· Long Beach, CA
Monthly Volume$68,000
Current Rate3.4%
LBC Rate2.1% IC+
Fees Before$2,312/mo
Fees After$1,428/mo
$10,608
Annual Savings Identified
$540/mo saved Β· Long Beach Restaurant β—† $8,100/yr saved Β· Auto Repair Shop β—† $380/mo saved Β· Nail Salon β—† $6,240/yr saved Β· Dental Office β—† $720/mo saved Β· Retail Boutique β—† $4,800/yr saved Β· Hair Salon β—† $960/mo saved Β· Medical Clinic β—† $540/mo saved Β· Long Beach Restaurant β—† $8,100/yr saved Β· Auto Repair Shop β—† $380/mo saved Β· Nail Salon β—† $6,240/yr saved Β· Dental Office β—† $720/mo saved Β· Retail Boutique β—† $4,800/yr saved Β· Hair Salon β—† $960/mo saved Β· Medical Clinic β—†
Business owner
The Problem

Your Processor Has Been
Quietly Overcharging You

Most processors raise rates every 6–12 months and add junk fees. Most business owners never notice β€” until we show them the numbers. The average Long Beach merchant is overpaying by over $500 per month.

See What You're Overpaying β†’
89+
Long Beach businesses
identified & targeted
2.1%
Our average effective rate
vs 3.2% industry average
$6K+
Average annual savings
per merchant account
24hr
Free analysis turnaround
same day in most cases
Savings Calculator

See Your Number in 30 Seconds

Enter your numbers and see your exact savings instantly.

Your Current Processing
Your Savings Breakdown
Current Monthly CostEnter above
LBC Rate (IC+ ~2.1%)Interchange Plus
New Monthly Costβ€”
Monthly Savingsβ€”
Annual Savingsβ€”
How It Works

Three Steps. Zero Cost.
Real Savings β€” Starting Now.

01

Free Rate Analysis

Share your processing statement. We identify every overcharge, junk fee, and hidden markup β€” and deliver a clear savings report the same day.

02

See Your Exact Savings

Clean side-by-side comparison of what you're paying vs. what you should pay. No obligation. No commitment required.

03

Switch & Start Saving

One 10-minute application. Free terminal ships in 3–5 days. You start saving from your very first transaction β€” permanently.

Who We Serve

Every Independent Business
in Long Beach

Restaurant
Restaurants & Bars
Save up to $1,200/month
Salon
Salons & Spas
Save up to $500/month
Auto shop
Auto Repair
Save up to $800/month
Our Solutions

Built for Long Beach Businesses

πŸ’³

Interchange-Plus Pricing

The most transparent model available. You see exactly what Visa and Mastercard charge, plus our small fixed markup. No hidden fees. No surprises. Ever.

Most Popular
πŸ”„

Dual Pricing Program

Your processing fees go to near zero. Card customers pay a card price, cash customers receive a discount. Fully California-compliant. Save $500–$5,000/month.

Highest Savings
πŸ“±

Modern POS Terminals

Tap-to-pay ready. Apple Pay, Google Pay, all major cards. Free terminals shipped to you. Setup handled. Zero upfront cost.

Free Equipment
πŸ“Š

Free Statement Analysis

Email us your last two statements. We identify every overcharge β€” then show you exactly what you're paying vs. what you should be paying.

100% Free
πŸ’Έ

Consumer Financing

Let your customers pay in installments β€” buy now, pay later. Businesses that offer financing see 10–20% more revenue per transaction at zero extra cost to you.

New Revenue
πŸ“…

Quarterly Reviews

Every 90 days we pull your statement and confirm you're still getting the best deal available. Most processors disappear after setup. We don't.

Ongoing Support
πŸͺ

POS Consulting

We carry every major platform β€” Clover, Quantic, and more. We'll match you with the right POS for your business and demo it free. No upsells, no pressure.

Free Demo
POS Systems

A POS System for
Every Business Type

We carry every major platform β€” restaurants, retail, bars, salons, and more. We'll match you with the right system and demo it for free.

Not sure which fits
your business?
Get a Free Demo β†’
Long Beach California
Long Beach, California

A Local Agent
Who Actually Shows Up

We're not a call center. We're not a national chain. We walk the same streets you do. When you call, a real person in Long Beach answers β€” and if you need us in person, we'll be there.

πŸ“ž (562) 512-7330
Real Results

Long Beach Businesses Are Already Saving

Swipe to see more β†’

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"I had no idea I was overpaying. The analysis showed I was at 3.4%. We switched and immediately dropped to 2.1%. Real money back in my pocket every month."

Maria R.
Restaurant Owner Β· Long Beach
πŸ’° $540/mo
β˜…β˜…β˜…β˜…β˜…

"The cash discount program was a game changer. My processing cost went to almost zero. I wish I'd done this years ago."

David K.
Auto Repair Owner Β· Long Beach
πŸ’° $675/mo
β˜…β˜…β˜…β˜…β˜…

"Christopher walked in, explained everything clearly, and had my analysis done the same day. Switching was painless β€” new terminal in four days. Zero downtime."

Jennifer T.
Nail Salon Owner Β· Long Beach
πŸ’° $380/mo
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"I had $85 in monthly fees I didn't even know about. The switch saved me over $500 a month. Couldn't be happier."

Robert M.
Dental Office Β· Long Beach
πŸ’° $520/mo
β˜…β˜…β˜…β˜…β˜…

"He showed me my own statement and pointed out exactly what was wrong. No pitch. Just the facts. I switched the same week."

Amanda L.
Retail Boutique Β· Long Beach
πŸ’° $720/mo
Accepted & Supported
πŸ’³ Visa
πŸ’³ Mastercard
πŸ’³ Amex
πŸ’³ Discover
πŸ“± Apple Pay
πŸ“± Google Pay
πŸ”’ PCI Compliant
πŸ“‹ No Long Contracts
Why Choose Us

We're Different Because
We're From Here

πŸ“

Long Beach Based

We live and work here. Real person, real neighborhood. Not a call center.

πŸ“…

No Long-Term Contracts

Month to month. Walk away anytime. No cancellation fees. No fine print.

πŸ†“

Zero Cost to Switch

We cover equipment, setup, and staff training. Nothing out of pocket.

πŸ†

15+ Years Ops Experience

Senior management background across Sports Authority, Hollywood Entertainment, Best Buy, and Hertz.

⚑

Same-Day Analysis

Statement in the morning, full savings report by end of day.

Feature Typical LBC
Effective Rate3.2%2.1%
Monthly Fees$35+$0
Contract3 YearsMonthly
Equipment$300+Free
Setup Fee$200+$0
Local SupportNoYes
Cash DiscountRareYes
Annual Savingsβ€”$6,000+
Common Questions

Everything You Need to Know

Is Dual Pricing legal in California?+
Yes. California prohibits credit card surcharges but Dual Pricing is fully legal. Dual Pricing posts two prices β€” a cash price and a card price. Customers choose. Surcharging adds a fee on top of the advertised price, which is illegal in California. We set up compliant programs that meet all card brand rules and California law.
Do I have to sign a long-term contract?+
No. Our agreements are month-to-month with no cancellation fees. We earn when you process. If we're not saving you money, there's no reason to stay.
What does the free statement analysis actually show me?+
We take your last processing statement and produce a side-by-side comparison showing every fee β€” including hidden ones most owners never notice (PCI fees, platform access fees, statement fees, batch fees) β€” versus what you would pay on our program. Exact dollar difference, not an estimate.
How long does switching take?+
From signed application to processing live transactions: 3–5 business days. Equipment ships free and arrives in 2–3 days. Setup is handled remotely or in person. Most businesses are live within a week.
Will customers push back on Dual Pricing?+
In practice, minimal. Customers see cash vs. card pricing at gas stations every day. We provide professional signage and help you frame it as a cash discount β€” which feels positive, not punitive. For loyalty-heavy businesses, IC+ may be a better fit β€” we'll recommend the right program for your specific customer base.
Can my customers pay in installments?+
Yes. We can connect your business to buy now, pay later options that let customers split purchases. Businesses that add this see 10–20% more revenue per transaction on average. Available alongside any processing program at no extra cost to you.
Business success
Get Started Today

Stop Overpaying.
Start Keeping More.

Free rate analysis. No obligation. Just honest numbers β€” today.

βœ…
You're all set!

Someone from LBC Payment Solutions will reach out within 24 hours.

πŸ“ž (562) 512-7330

Or call: (562) 512-7330  Β·  cmoss@lbcpaymentsolutions.com